Frank proposes amendments to CFPA bill

Rep. Barney Frank, the sponsor of H.R. 3126, has sent a memo to House Democrats outlining his proposals for amendments to the proposed Consumer Financial Protection Agency Act.

Frank's proposals include limiting the scope of coverage of the Act, removing the requirement that banks offer "vanilla" products, removing the "reasonableness standard" and coordination of bank exams by the CFPA and the prudential regulators.

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